Poor Girl.

I don't mean to judge or be a brat, but seriously..people aren't very bright.

Some girl just came into the branch wondering why her card kept getting declined.

I explained to her she only had 12.00 left on her line of credit and nothing in checking, so if she were to try to buy anything for more than 12.00 it would be declined.

And she looked at me SHOCKED.
and I stared back at her and waited for her to understand.

Then she said..
"If I tell them to run it as credit, does it still come out of my checking?"

Ummm..are you SERIOUS?

Yes. It does.
You don't have a credit card on your account.
You only have checking and you are using your checking card.

So then she said..
"Well can you just transfer the money from checking to my card?"

No. I can't.
You don't have money in your checking, and your line of credit is almost maxed out.

Is she for real?
Do people really not know how debit cards work?
and do people seriously not keep track of how much money they are spending?

Are people REALLY this dumb?